In real estate, the title refers to your legal concept of ownership over the building or property. A title can be either full or partial, meaning another party may also hold the rights to the property. Possessing a title implies a few different rights, including the right to access the property, use it as you wish, and transfer it to another party completely or in part. As a title company in Peoria, IL, River City Title understands all the legal intricacies that come with holding a title. We’re here to help you. We also serve East Peoria, Morton, Pekin, and Washington for all your title needs, so give us a call today!
When it comes to a title, the main thing that matters in the eyes of the law is that one or both parties have their name officially signed on the document. If a home is under the name of just one individual, but the other is not in the title, the unnamed party could lose their voice and control over the property. Married couples who want to own pieces of real estate separately must sometimes record a quitclaim deed from their spouse to ensure their name is not on the title. Sometimes only one party can qualify for a mortgage, which means only one can sign the title.
As a full-service title company in Peoria, IL, River City Title can walk you through the entire process of purchasing property and receiving insurance on your title. Our knowledgeable team will ensure all details are taken care of, so you never have to worry.
We also offer Commercial and Residential closings, Mobile Closings, Construction Escrow and Refinancing of your home or property.
For an excellent title company in Peoria, IL, contact River City Title at 309-282-4915. We’re happy to help with any title-related questions or concerns you may have.
River City Title 2426 W. Cornerstone Ct.
Suite 133 Peoria IL, 61614
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